1. Acceptance of Terms
By accessing, browsing, or utilizing the services, financial calculators, consultation scheduling forms, or materials available on www.sipadvisor.co.in and www.sipadvisor.in (the "Website"), you agree to be bound by these Terms of Service, our Privacy Policy, and our Regulatory Disclaimer. If you do not agree, you must discontinue using our Website immediately.
2. Eligibility & Territorial Jurisdiction
Our services and financial products are intended primarily for Indian residents, Non-Resident Indians (NRIs), and Persons of Indian Origin (PIOs) eligible under the Foreign Exchange Management Act (FEMA) and applicable SEBI/RBI regulations. This Website does not constitute a solicitation or offer in any foreign jurisdiction where such offer or distribution would violate local securities or insurance laws.
3. User Obligations & Accuracy of Data
When submitting inquiry forms, requesting strategy audits, or scheduling portfolio sessions, you agree to:
- Provide genuine, accurate, and up-to-date personal, financial, and contact information.
- Not impersonate any individual or entity or misrepresent financial affiliations.
- Complete mandatory statutory Know-Your-Customer (KYC) documentation as mandated by SEBI/AMFI prior to mutual fund investments.
4. Use of Calculators & Projection Tools
The interactive compounding calculators, SIP projection matrices, and milestone estimators provided on the Website are designed for illustrative scenario modeling based on mathematical formulas (including compound interest and step-up algorithms). They do not represent financial guarantees, contractually binding valuations, or promised future yields.
5. Intellectual Property Rights
All content, logos, branding elements, software code, calculation engines, and design graphics on this Website are the exclusive intellectual property of SIP Advisor. Unauthorized copying, scraping, reproduction, or redistribution of Website assets without prior written consent is strictly prohibited.
6. Third-Party Platforms & Service Integrations
Execution of investment orders, payment gateway routings, KYC verifications, and CRM integrations may involve third-party platforms (e.g., AMCs, RTAs such as CAMS/KFintech, BSE StAR MF, insurance portals). SIP Advisor is not responsible for external network downtimes, banking processing delays, or third-party system outages.
7. Dispute Resolution & Governing Law
These Terms of Service are governed by and construed in accordance with the laws of the Republic of India. Any disputes, claims, or legal actions arising from the use of this Website shall fall under the exclusive jurisdiction of the competent courts in Mumbai / Thane, Maharashtra.
8. Modifications to Terms
SIP Advisor reserves the right to update, modify, or replace these Terms of Service at any time without prior notice. Continued use of the Website following any changes constitutes your binding acceptance of the updated terms.