1. Commitment to Client Privacy
At SIP Advisor ("we", "our", or "us"), protecting the confidentiality, security, and integrity of your personal and financial information is our highest priority. This Privacy Policy details how we collect, process, store, and safeguard your data when you interact with our website (www.sipadvisor.co.in / www.sipadvisor.in), our consultation scheduling tools, and our customer support channels.
2. Information We Collect
We collect personal and financial information only when voluntarily submitted by you or required by statutory financial regulations:
Contact & Identity Data
Full name, email address, mobile number, residential city/corridor, and meeting preferences.
Planning & Financial Data
Selected investment scale, milestone goals, horizon timelines, and policy review requests.
3. Purpose of Data Processing
We process your information strictly for legitimate advisory and operational purposes:
- To schedule, confirm, and manage your 1-on-1 strategy sessions and portfolio reviews.
- To structure customized mutual fund asset allocations and insurance protection reports.
- To fulfill statutory Know-Your-Customer (KYC) requirements with AMFI/SEBI/IRDAI-regulated entities.
- To communicate portfolio rebalancing notifications, regulatory updates, and service announcements.
4. Zero Sale of Data & Confidentiality Guarantee
We do not sell, rent, trade, or monetize your personal data to any third-party marketing or telemarketing agencies. Your data is shared exclusively with authorized financial institutions (e.g., Asset Management Companies, Registrar and Transfer Agents like CAMS/KFintech, verified insurance carriers) strictly for processing transactions you have explicitly authorized.
5. Data Security & Storage Standards
All online data transmissions across our platform are secured using industry-standard 256-Bit SSL (Secure Sockets Layer) encryption. Our internal databases and lead transmission gateways are protected by multi-factor authentication, firewalls, and strict role-based access restrictions.
6. Your Rights Under the DPDP Act, 2023
As a data principal under Indian data protection laws, you retain full rights regarding your information:
- Right to Access: You can request a summary of the personal data we hold about you.
- Right to Correction: You may request corrections to inaccurate or incomplete information.
- Right to Erasure: You can request deletion of your contact data from our marketing communications, subject to statutory retention rules mandated by financial regulators.
7. Data Protection Officer & Grievance Redressal
For any privacy questions, data requests, or grievance escalations, contact our designated Data Protection & Compliance Officer:
Compliance & Grievance Desk • SIP Advisor
Email: support@sipadvisor.co.in
Operating Region: Mumbai Metropolitan Region, Maharashtra, India